EPF: Paragraph 68J claims
In response to ET, EPF members can request an advance for their very own or their dependents’ medical bills beneath Paragraph 68-J of the EPF Scheme.
Paragraph 68-J permits members to hunt funds for medical therapy in sure conditions, like prolonged hospital stays, main surgical procedures, or particular well being circumstances resembling TB, leprosy, paralysis, most cancers, psychological sickness, or coronary heart circumstances.
It is essential to notice that members not must submit any kinds, medical certificates, or different paperwork to qualify for an advance beneath Paragraph 68-J.
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Bodily impaired members can request advance fee to buy tools beneath Paragraph 68-N to alleviate the challenges of their impairment. Nonetheless, withdrawals beneath this part require the submission of a medical certificates from a licensed doctor or an EPFO-designated official.
The utmost quantity superior beneath Paragraphs 68-J and 68-N shall be decided by the member’s fundamental pay and dearness allowance for six months, their private contribution share plus curiosity, or the price of the tools, whichever is decrease.
Key factors from the round
The EPFO round dated April 16, 2024, states that the Competent Authority has sanctioned a rise within the restrict for auto declare settlements beneath Paragraph 68J from Rs 50,000 to Rs 1,00,000. This adjustment was additionally included into the applying software program on April 10, 2024. The round serves as a notification for all involved events to take acceptable motion as wanted.
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On-line declare submission course of
EPF subscribers could make partial withdrawals for a number of causes, together with private or baby marriage, medical emergencies, shopping for a home, repaying a house mortgage, or home renovations. Nonetheless, normally, subscribers must have contributed to the EPF for at the least 5 to seven years, relying on the precise motive for withdrawal.
The method for on-line declare submission entails the next steps:
1. Login: Entry the member interface utilizing UAN credentials.
2. Confirm KYC and Service Eligibility: Make sure that KYC particulars and repair eligibility towards the UAN are correct and full.
3. Choose Declare: Select the related declare kind.
4. Authentication: Authenticate the submission utilizing the OTP acquired on the registered cell quantity linked with UIDAI.
 has announced an update regarding auto withdrawal claims under Paragraph 68J. As per a circular issued on April 16, the qualifying limit for Paragraph 68J claims has been raised from Rs 50,000 to Rs 1 lakh, which means that it has been doubled. This change was made effective on April 10, 2024.){kind=link}